Free weekly credit reports extended for one year, giving you opportunity to check for errors

Sarah O'Brien

For an extra year, it’s going to be easier than ever to monitor your credit report — and check for errors.

The nation’s three largest credit reporting firms — Equifax, Experian and TransUnion — said Tuesday that consumers can access their credit report through a central site up to once a week, for free, through April 2022.

This is a departure from the federally required once-a-year free look at your report, which includes a history of your financial accounts and may be used by banks and other lenders when deciding whether to give you a loan or credit card.

“This extension makes a whole lot of sense,” said John Ulzheimer, credit expert and president of the Ulzheimer Group in Atlanta. “It jibes with needing to be engaged with our credit report.”