For an extra year, it’s going to be easier than ever to monitor your credit report — and check for errors.
The nation’s three largest credit reporting firms — Equifax, Experian and TransUnion — said Tuesday that consumers can access their credit report through a central site up to once a week, for free, through April 2022.
This is a departure from the federally required once-a-year free look at your report, which includes a history of your financial accounts and may be used by banks and other lenders when deciding whether to give you a loan or credit card.
“This extension makes a whole lot of sense,” said John Ulzheimer, credit expert and president of the Ulzheimer Group in Atlanta. “It jibes with needing to be engaged with our credit report.”